Charles H. Cremens has 30 years in restructuring public and private companies and has served as President and/or CEO of several large and complex companies during their restructurings, including Spirit Financial, Conseco Finance, and WMF Group. Prior to those assignments, he was Chief Investment Officer of Beacon Properties, President of Real Estate Investments at Aetna, and held various executive management positions at the Bank of Boston. He has served as an independent director for over a dozen companies faced with restructuring challenges. Some recent assignments include; Payless Holdings, Energy Future Intermediate Holding, U.S. Steel Canada, Patriot Coal, and Southcross Holdings. Mr Cremens' present director engagements include: iHeartMedia, Bluestem Brands, and PCI Liquidating Trust.